In a small bowl, combine the oats and water, and microwave on high for 2 minutes, until all the water has been absorbed and the oats are creamy.
Stir in the cream or milk, followed by the peanut butter and jam. If you like your oats a bit more sweet, you can also add a bit of sugar or honey to taste.
Enjoy immediately!
Recipe by The Baking Fairy at https://www.thebakingfairy.net/2016/01/peanut-butter-jelly-oatmeal/