Preheat the oven to 400F. Line two baking sheets with foil, and set aside.

Using a sharp knife, cut each tortilla in 6 even triangles, and spread the chips evenly on the prepared pans. Spray with nonstick spray, and sprinkle with salt.

Bake in preheated oven for 15 minutes.

Meanwhile, prepare the Neat product according to package directions, and set aside.

When chips are ready, remove from the oven, and turn it on to Broil.

Grab 4 oven-proof plates {or a casserole dish}, and place some chips inside.

Top with some Neat, beans, salsa, salsita, and cheese, then top with more chips and more toppings. Be sure to load up the cheese on the top!

Place the casserole or plate in the broiler, and cook for a few minutes. Watch carefully, the cheese can burn very easily!

As soon as the cheese is melted, remove dishes from oven and serve immediately with sour cream!