Place rack in the upper third of the oven and preheat to 425F. Line a baking sheet with parchment paper and set aside.

In a mixing bowl, sift together flour, sugar, baking powder, baking soda, and salt.

Cut in butter until mixture resembles coarse meal. (To do the "cutting," use a pastry blender, or two knives, or rub in the butter with your fingers).

In a measuring cup, combine the buttermilk with the egg yolk and beat lightly to combine.

Add to flour mixture all at once, mixing enough to make a soft dough. Knead a couple of times inside the bowl, then mix in the chocolate chips and almonds.

Turn out onto a floured surface and knead until the dough is soft and pliable and stays together easily.

Roll out to a circle about 1-inch thick. Using a pizza cutter, cut into 4, 6, or 8 triangles.

Place on prepared baking sheet and bake for 12-15 minutes. Let cool slightly and enjoy!